What is open enrollment?

Open enrollment is the time frame that you can apply for and purchase insurance on the Health Insurance Marketplace. The 2015-2016 enrollment period is November 1st, 2015, through January 31st, 2016.

You may qualify for insurance outside of that timeframe due to a qualifying life event, such as:

  • Loss of coverage through job change, divorce, death in the family or graduation.
  • Falling off parents’ insurance (this happens at 26. I know- what a great way to celebrate your b-day. Happy birthday! Now go buy insurance).
  • Change to income.
  • Change in immigration status.
  • Moving outside of coverage area.
  • Getting married.
  • Having or adopting a child.
  • Purchasing a unicorn. (This one is a joke- or is it?)

You do NOT have to use HealthCare.gov to purchase insurance. Some company whose name rhymes with “Blind Stealth” can help you. Start here.