What’s the deadline for signing up for health insurance?

January 11, 2016

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Lead Copywriter



The yearly period when people can enroll in a new health insurance plan, known as the “open enrollment” period, begins on November 1 and ends at midnight on January 31. In other words, if you want insurance for the year, you need to sign up before the end of January.

But wait, there’s more!

If you’ve recently experienced a major life event, such as losing your job or having a baby, then you may qualify for insurance outside of the annual open enrollment period. You have up to 60 days after a qualifying event to apply for a new plan.

But wait, there’s more!

Did you know that you don’t need to use HealthCare.gov to purchase insurance? It’s true, the plans that are available on HealthCare.gov are offered by every insurance broker. Same price, same plans. The only difference is that you can apply for subsidies through HealthCare.gov, but most people won’t get enough savings to justify the headache of maneuvering the government’s site.

If you’re looking for insurance without subsidies or the headache, we can help.