The Affordable Care Act: So What’s Next?

February 7, 2017

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Lauren

Lead Copywriter

Open enrollment is over and you have health insurance.

Phew!

Nothing to worry about for right now, right?

But you may be wondering: What’s next for the Affordable Care Act and will my health insurance change in 2017?

Those are good questions.

Information on the Affordable Care Act is constantly evolving, but we can give you an update on where everything stands as of right now.

1. The Senate passed a budget resolution on January 11th, 2017, that, according to the New York Times, “set the stage for a bill that could strip major provisions from Obamacare.” Various proposals have been passed around from the GOP, including the recent Cassidy-Collins plan that offers states the choice to keep the Affordable Care Act provisions as is, create their own insurance marketplace or reject federal funding, and the The Republican Study Committee’s plan to take away individual mandate (being forced to buy health insurance or face penalty) in exchange for tax credits.

2. The New York Times stated that the repeal proposal was to be submitted on January 27th, 2017, but that never happened. Various proposals have been written, but the GOP has not settled on one yet. There are reports that the GOP is divided on how they want to move forward.

3. According to NPR, President Trump and some Republicans in Congress have eased off on their vow to quickly repeal and replace. President Trump admits that it may not be until 2018 for the process to be completed. The same article states that because Democrats could filibuster bills pertaining the repeal, Republicans have to work “within the general framework of the Affordable Care Act.”

So in other words: As of February 7th, 2017, there is no proposal yet in place for what our future health insurance system will look like. The GOP is currently still working through whether they want to repeal and replace or repeal and replace some parts of the Affordable Care Act. Though the GOP vowed to have a proposal in place by the summer, it now appears that it could take at least a year.

One thing is for sure: You most likely don’t have to worry about your health insurance changing in 2017. It took many years for the Affordable Care Act to come together, and it should also take a long time to potentially take it apart. There are several safety measure in place to make it difficult to replace the law immediately. For now, your plan is safe.