Check out these small health insurance companies with affordable plans

January 5, 2017

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For the 2016-2017 enrollment period, you may have noticed that a lot of large health insurance companies such as Aetna, Humana and UnitedHealthCare have left many state marketplaces.

Though these large companies may not be available in your state, that doesn’t mean that you don’t have good options for health insurance. In this blog post we’ll showcase some of the smaller health insurance companies on the market.

Ambetter are plans offered from Celtic health insurance and are known for their low monthly costs. They also offer great perks such as monetary rewards for healthy living, a 24/7 nurse hotline and personalized support for members with chronic conditions. Ambetter health plans are available in 23 states (see complete list of states here) and availably strictly on the Obamacare exchange this year. (But don’t worry: You can buy Ambetter plans through us!)

Oscar health insurance plans have been on the scene for a few years, and many members like their easy-to-understand website and customer service. They offer five types of plans–secure, bronze, silver, gold and platinum–so depending on your medical needs and budget there is something for everyone (see breakdown of their plans here). Oscar also offers perks such as 24/7 doctor calls, monetary awards for healthy living and a personal health insurance concierge. Unfortunately Oscar is only available in New York, New Jersey, Texas and California, but hopefully they’ll be expanding soon.

We are a big fan of this new Central Texas health insurance company. Not only does Vista360Health offer a wide doctor and hospital network in the Austin, Texas, area, but they also have a 24/7 telemedicine service and $0 generic drug copays. You can also buy a $0 deductible plan. Unfortunately, this health insurance company is currently only available in Central Texas, but luckily we’re one of the few brokers who sells their awesome plans!

Scott & White Health Plan
Scott & White Health is a Texas-only health insurance company; however, they’re available in 77 counties and offer a wide doctor and hospital network. They have HMO and PPO health insurance plans, and they’re one of the few carriers who still offers PPOs. Because of this, their plans options can be costly. This year Scott & White aren’t taking online applications, but we can help you get a plan.

As you can see, small doesn’t mean you have to sacrifice quality health insurance. There are plenty of regional health insurance companies available on the 2017 market that may offer the services and care you need.

And remember: If you need help buying insurance, we can help!