Climbing the Health Insurance Mountain

December 9, 2015

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  • First and most important: Find a plan that fits your needs. Select a plan that gives you access to the things you care about, whether that’s a low deductible, a specific doctor in your area, or an optional Health Savings Account. If you don’t think you’ll need to see a doctor very often, you might choose a high-deductible health plan with lower premiums.
  • Take the freebies. Your vision plan might cover free eyeglasses; you might be entitled to a free annual flu shot. Don’t forget about those important health screenings that don’t cost you anything extra. To find out what your plan offers, talk to one of our KindHealth Personal Health Advocates.
  • Pay attention during open enrollment. If you get health insurance through your employer, you can probably make changes to your benefits during the open enrollment period beginning November 1 and ending on January 31. Look back at how much you’ve spent on medical costs in the past year or two, and consider about any life changes you might make in the next year. Like having a baby. Or climbing Mt. Everest.