How can I get a lower deductible?

January 27, 2016

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Lauren
Lead Copywriter

 

 

Each health insurance plan has a different deductible amount. Your monthly payment (premium) is directly tied to your deductible. If you have a high deductible, your monthly payment will be low; if you have a low deductible, your monthly payment will be high. Got it? Good.

In other words, if you want a lower deductible, you have to be prepared to pay a higher monthly payment. If you plan on going to the doctor a lot, like a lot a lot, this is a good way to save a little money. You’ll reach your deductible quickly and insurance will start paying their share. If you don’t plan on going to the doctor a lot, then getting a higher deductible/lower monthly payment plan is a wiser financial choice.

If you’re not sure what plan works best for you, we can help.