What happens if I have an out-of-network emergency?

February 11, 2016

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Lead Copywriter



Good news.

In case of an emergency, say a car accident or you break your legs trying pogo sticking for the first time, your insurance will treat your emergency room visit as if it’s in-network, meaning you will pay in-network costs (not out-of-network costs, which could be really expensive). In other words, if you have a medical emergency, don’t worry about which hospital you go to- just go the closest one! Your health comes first.

Now, if you have to go back to a hospital say a week or month later, the carrier may request that you go to a hospital that is in-network. But the bottom line is: If you have an emergency, don’t worry about being charged out-of-network costs for whichever hospital you pick.