What is a primary care physician?

January 27, 2016

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A primary care physician, or PCP, is a doctor that you will designate on your insurance form to be your first point of call when you have a medical need. However, this doesn’t pertain to medical emergencies.

Not all health insurance plans require you to designate a primary care physician. You do not have to select a PCP if you have a PPO, EPO or POS plan. If you have an HMO plan, you will need to select a PCP, otherwise the insurance carrier will select one for you.

If you do not have a primary care physician, and instead see a kick-butt physician’s assistant, check out our blog post on if you can select your PA as your PCP (link).