What’s an on-exchange health insurance plan?

February 1, 2016

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Lauren
Lead Copywriter

 

 

When you hear the term “on-exchange” when associated with a health insurance plan, that refers to HeathCare.gov, the U.S. government’s marketplace to buy health insurance. In other words, an on-exchange health insurance plan is a plan available on HealthCare.gov. You may also hear it referred to as a “private exchange” plan.

Conversely, when you hear the term “off-exchange” when associated with a health insurance plan, that means it’s not available through HealthCare.gov. An off-exchange health insurance plan is a plan available through something like an insurance broker, a health insurance carrier or us, KindHealth!