What’s considered tobacco use in health insurance?

February 2, 2016

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Lead Copywriter



If you use tobacco, whether it’s cigarettes, cigars, chewing tobacco or e-cigs, more than three times a week for the past six months, you are considered a tobacco user according to your health insurance carrier.

That means, when you apply for health insurance, you will have to list yourself as a tobacco user.

If you’re making an effort to quit, we applaud you! Once you quit, call your carrier to see if and when you will qualify for non-tobacco use premium rates.