Will my healthcare cover my pregnancy?

January 26, 2016

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Lauren
Lead Copywriter

 

 


The answer is: Yes!

All qualified health insurance plans in and outside HealthCare.gov, and Medicaid and CHIP, cover pregnancy, maternity and newborn care before and after your little one’s birth.

Maternity and childbirth are part of the essential health benefits put forth by the Affordable Care Act. Even if you get health coverage AFTER you’ve become pregnant, your insurance will still cover the pregnancy and childbirth. Woohoo!

This doesn’t mean that the pregnancy and childbirth are 100% free though. You’ll still have to pay your deductible and any co-pays or co-insurance. Most insurance plan holders will end up spending between $5,000 and $10,000 for pregnancy and childbirth. In other words, start socking a little money aside for that babe!

If you’re planning on getting pregnant, make sure to review your plan details so you don’t have any cost surprises. The last thing you need when you’re thinking about bringing a wee one into the world is stressful medical costs.

OR…if you get a plan through us, our free KindHealth Personal Advocates can help you answer any of your pregnancy-related insurance questions!