Health Insurance in Texas

On June 17, 2015, Texas Bill 1514 passed. What the heck does that mean? Well, it means that the code ‘QHP’ is put on the insurance cards of people who bought on HealthCare.gov, and the code QHP-S is put on the insurance cards of people who bought on HealthCare.gov and got subsidies. Since people who buy insurance on HealthCare.gov have 90 days to cancel their plan without paying premiums, this often puts doctors in a tough spot for billing. The concern is that doctors could deny service to individuals with the QHP or QHP-S cards as a way to protect themselves.